Interactive Tool

Florida Relocation Cost Planner

Model your true cost of moving to Sarasota, Lakewood Ranch, or anywhere along Florida's Gulf Coast — from property taxes and insurance to your monthly mortgage payment.

Calculator

Relocation Cost Calculator

$500,000
$100K$2M
Estimated Property Tax
$4,500 – $5,400
Annual range · ~$413/month

These estimates are for planning purposes only and are not guarantees of actual costs. Tax millage rates and insurance premiums vary by specific location, property characteristics, and market conditions. Please consult with a qualified professional for exact quotes.

Why Florida Makes Financial Sense

Florida Tax Advantages

Relocating to Florida isn't just a lifestyle upgrade, it's a smart financial move. Here's what makes the Sunshine State stand out.

$0
Florida state income tax

No State Income Tax

Florida has no personal state income tax, saving residents thousands per year compared to many other states — a major advantage for retirees and remote workers.

$50,000
off your assessed value

Homestead Exemption

Florida's Homestead Exemption removes up to $50,000 from the assessed value of your primary residence before calculating property taxes — a meaningful reduction for most homeowners.

3%
max annual assessment increase

Save Our Homes Cap

Once you establish homestead, Florida law caps annual increases in your property's assessed value at 3% (or CPI, whichever is lower), protecting long-term homeowners from sudden tax spikes.

Up to $500K
in tax savings transferable

Portability

Florida's portability benefit lets you transfer your accumulated Save Our Homes savings to a new Florida homestead when you move, keeping your tax burden low even when upgrading your home.

Tax laws are subject to change. Consult a qualified tax professional for advice specific to your financial situation. Homestead exemption and portability require an application with your county property appraiser.

New Feature

School Zone Finder

Relocating with kids? Select your community to see which high school it's zoned for, with notes on athletics and academics.

Zoning can change — contact Andrea to confirm your exact school assignment.

Contact Andrea

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